Standard Chartered Bank Pakistan: How to Open Bank Account

0
80
standard chartered

We're an affiliate

We hope you love the products we recommend! Just so you know, we may collect a share of sales or other compensation from the links on this page or if you add a product to your basket and check out at Amazon. Thank you if you do use a link or checkout, we really appreciate it!

Advertisements

Standard Chartered Bank is a growing bank with many branches in Pakistan. Its reliable services make banking easier than ever. They now also offer a standard chartered IBAN number, making them useful for receiving international payments as well. This British Company now has a solid footing in Pakistan, and you might want to consider getting a Standard Chartered bank account. There are many Standard Chartered bank Pakistan branches, including Standard Chartered bank Karachi. For more information, you can call the Standard Chartered Pakistan helpline. Here is why you should consider this bank

Standard Chartered Bank Pakistan online account opening

standard chartered bank account karachi pakistan branches helpline

Easy Account Opening

A standard chartered bank account is very easy to open. You can call on the Standard chartered Pakistan helpline to get easy access to help on opening your account. The standard chartered website also features an online form that you can fill. Standard chartered bank Pakistan branches range from Standard chartered bank Karachi, Lahore, Islamabad, and many smaller cities as well.

Great Services

The standard chartered Pakistan branches offer very reliable service, and the staff is very friendly and accommodating. You can simply go and tell them about what you wish to do and they will help you get what you need. The procedure for opening an account is also fairly simple and requires very little effort. They won’t unnecessarily ask you to make bank visits. While standard chartered bank Karachi is where the services seem to particularly excel, we highly recommend going to the branch nearest to you. This is because branch visits are eventually necessary, and you would not want to visit branches far away from you even if you have to do so only occasionally.

Different Types of Standard Chartered Bank Accounts

There are three different kinds of Standard Chartered Bank Accounts,

  • Current Account
  • Savings Account
  • Asaan Account

How to Open a Current Account

The exact method of opening a bank account varies with the type of account you wish to open. For a current standard chartered bank account, you will need to submit your CNIC, your proof of business or employment, and your utility bills. Opening a current account requires an opening balance of 1000 Rs. This is really affordable and easy, and anyone from the ages of 21 to 60 (or 65 if you’re a business owner) can open an account.

 

Features of Current Account

The features offered by the different types of a standard chartered bank account are also very diverse. A current standard chartered bank account gives access to free internet and phone banking as well as unlimited deposit and withdrawal limits. You also get a checkbook and 2 debit cards.

 

How to Open a Savings Account

For the savings standard chartered bank account, the procedure is the same. You can open it using just 100 Rs. though, which makes it ideal for those that wish to save every rupee. The age limits for this bank remains the same.

Advertisements

 

Features of Savings account

A savings standard chartered bank account, on the other hand, has no minimum balance that you have to maintain. An Asaan account has a cap limit of 500,000 so you should be mindful of that. A credit limit of up to 500,000 is also entertained. Applicable interest rates are at 11.25% The interest you can receive varies with the amount and length of disposal. You can always visit standard chartered bank Karachi or any other of the standard chartered bank Pakistan branches for help. You can also call on the standard chartered Pakistan helpline. The helpline service is very great, and the employees are prompt in replying. They also quickly resolve any issues for you, making your account-making a breeze.

 

How to open Asaan account

The Asaan standard chartered bank account lives up to its name providing easy banking services. They require your CNIC and 100 Rs. deposits, and you’ll be on your way.  You can visit the Standard chartered bank Karachi or any other of the standard chartered bank Pakistan branches, or call on the standard chartered Pakistan helpline for more information.

 

Features of Asaan account

The Asaan account has a similar limit of a monthly 500,000 debit limit. You should opt for this account if you want easy savings but no interest. It is introduced by the State Bank of Pakistan.

 

Standard chartered Form-filling for Account Opening

The procedure for filling out the details and particulars is fairly simple. After taking the above-mentioned documents with you, you can visit Standard chartered bank Karachi or any other standard chartered bank branches to fill out the form. The form is easy to fill and only your basic information is asked for. When you fill the form out, they will take the form and it will take a few days for the approval procedure to take place. For updates on how much more time it would take, you can always call the Standard Chartered Bank Pakistan Helpline.

 

Helpful Tips to Open Your First Standard Chartered Account

If you’re opening your first account, there are some things that you should be aware of. First of all, you need to get yourself a signature and practice it well. Accounts with non-matching signatures are a nuisance and become harder to get approved. The cheques can then also not be used other than in-person. You should also remember to ask for your ATM withdrawal limit. If the limit seems low to you, you can request an increase.

How Long Does it Take for a Standard Chartered Account to Open?

As long as you fill your information out correctly, your account should be quickly approved. Once your account has been approved, you will be able to collect the debit card and the checkbook. The bank account comes associated with a standard chartered IBAN, which should be useful for you if you take payments internationally. You can visit the standard chartered website to learn more about their Iban. The website also features a handy convertor. This can help you find out your Iban by entering your account number and vice versa. That’s a very useful feature and can be handy in telling you what your Iban is.

 

Conclusion

The number of features offered by Standard Chartered bank is truly amazing. Their services are beyond doubt top-class, and their chartered bank Pakistan is one of the best that we’ve seen. It even offers internet banking and SMS alerts, free of cost! So what are you waiting for? Go and apply to this revolutionary bank already, and get yourself an account fitting to your needs in a few simple steps with just Rs. 100 or Rs. 1000. You won’t regret the decision!

5/5 (2 Reviews)
Advertisements

Leave a Reply